Hi, I’m Francesca and I’m a UK money blogger. I’ve started this blog as a guide for improving your finances and life through saving your money and making more money. If you are in debt, this is a must read for you!

This site will explore ways to pay off debt through general tips and tricks that can be used in every day life, money saving hacks and money making ideas for getting in a better financial situation. This will all be from the point of view of someone with a small income.

I’m a single twenty-something with a beautiful six year old daughter. I have a part-time office job and I study at Uni part time as well as running this blog. So I can definitely relate to those of you who are parents with a crazy schedule!

I became very frugal once I had my daughter and my income decreased. I’ve used various tricks to buy our house and pay off debt which I will be posting about.

I love reading and writing about personal finance, and sharing everything that I’ve learnt with everyone, because managing your money is so important no matter what your income.

You can usually find me with a cup of tea (3 sugars!) in my hand, surrounded by paperwork and typing away on my laptop. I have a huge love for Harry Potter and The Office – you may see some quotes pop up here and there!

I love playing hockey and am happiest on a pitch (or at my laptop blogging/on my blog Instagram). I’m looking forward to sharing this journey with you – make sure you sign up for my e-mail list to stay in touch.

Some of my favourite posts include:

List of 100 Money Making Side Hustle Ideas

Dear Debt, It’s About Time We Broke Up. It’s You, Not Me.

Frugal Living Can Help You Clarify Your Goals