When you’re trying to pay off debt, or saving up for your dream house, it can be frustrating to find that you have too much month left at the end of your money!
If you are just starting out on your money journey and keep finding this happening, I would advise starting off with a cash only budget.
The reason for this is that you need to be in complete control of your cash budget, and you can see the amount going down each time that you pay for something.
This is huge – when we hand over money for something and have less than before the purchase, this helps it to sink in. If we are just tapping our card on the card machine, this doesn’t happen.
I don’t know about you – but my daughter thinks my debit cards are a never ending stream of cash! And it is all too easy to think of it like that.
I’ve designed some cute pink and gold cash envelopes for you to try for your budget categories. I’m all about making your finances as pretty as possible 🙂
You will receive a PDF digital download from which you can print off your cash envelopes. Please check your printer print settings so that you print the pages out full size. They are the perfect size for notes to fit into.
Once printed, cut out and fold the envelopes. Stick together using glue or tape (glue will look nicer though!).
The categories that you use these for are up to you – some suggestions could be:
- Fuel for car
Work out what works best for you – and don’t forget to give yourself some money in your budget to have some fun too!
If you aren’t sure how to start creating a budget, have a read through of this post:
The Zero Sum Budget Will Save You Money
It’s time to get in control of your money, rather than your money being in control of you 🙂 I’m here cheering you on! Enjoy your new cash envelopes, I hope you love them as much as I do <3